When to Speak to a Mortgage Pro
Searching for a loan? We can assist you! Call us at (303) 228-2254. Ready to begin? Apply Here.
It can be important to see a mortgage loan pro early, even if you haven't decided what sort of home to search for. Why? When you don't know yet how much home you want to qualify for, how could we help?
We Can Help You Pre-Qualify
We can help you calculate how much of a mortgage you can afford, and the amount of money you may be able to borrow, by taking you through pre-qualifying. We can do this by considering your debts and income, your employment and residence situations, the available funds for down payment, required reserves, and other financial considerations. We will require a minimum amount of paperwork, and avoid a lengthy process.
When you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage by presenting you with a Pre-Qualification Letter (also known as a "pre-qual").
A number of beneifits open to you after you've found your dream house, and have pre-qualification. First of all, you have some definite numbers in mind, as the total you will qualify for on your loan.
Even more important to the seller of the house, your pre-qualification letter gives them certainty - as if you'd come to their home with a suitcase of cash to back up the offer! They won't have to worry that they're wasting their time if you can't be able to qualify for a high enough mortgage. The seller won't wonder if he can count on you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary mortgage loan amount will not cause them concern. You have the capability to back your offer up.
We can help you pre-qualify
We will help you find out how much of a loan you can qualify for and the mortgage payment amount you are able to afford by helping you pre-qualify. During this process, we determine your ability to borrow - analyzing your job, available money for down payment, debt, income, and other circumstances. We will require a minimum amount of paperwork, and avoid a lengthy process.
One on one
It is vital for you to sit down and talk with us, even though you are welcome to also use the helpful mortgage calculator tools on this website. We can work toward your pre-qualification letter. Next, we can consider your loan options to be sure you have found the best one. Contact us at (303) 228-2254 to get your pre-qualification process started.
Have questions about pre-qualifying? Call us at (303) 228-2254. We answer pre-qualification questions every day.