When to Speak to a Mortgage Pro
Looking for a loan? We'd be thrilled to answer your questions about your mortgage needs! Give us a call at (303) 228-2254. Ready to get started? Apply Online Now.
It can be valuable to visit with a mortgage loan pro first, even if you haven't settled on what sort of home to look for. What for? When you do not yet know how much home you need to qualify for, how could we help?
We Can Help You Pre-Qualify
Our mortgage professionals can help you calculate how much of a loan you can qualify for and the mortgage payment amount you can afford by helping you pre-qualify. The process takes you through your finances - your debt, income, career, and cash available for down payment, among other things. It is a quick, thorough process with minimal risks for papercuts.
We give you a Pre-Qualification Letter when you qualify, that documents that we are confident you can qualify for up to a certain amount of mortgage dollars.
With your pre-qualification letter, several advantages are yours once you locate the home you want to put together an offer on. First, it lets you know the amount that you're able to offer.
Your pre-qualification will also make your offer more attractive to the home seller, as if you were bringing them a bag full of cash! They need not wonder if they're wasting their time if you won't be able to have the ability to qualify for a big enough mortgage loan. The seller of the home won't be concerned that he can't count on you to qualify for your loan.Your qualifying for your needed loan amount will not cause them concern. You will have the clout of a buyer ready to make the purchase on the spot!
We help with your pre-qualification
When we pre-qualify you, we help you decide how much of a monthly mortgage payment you can fit in your budget, and the size of loan you will qualify for. The process walks you through your financial situation - your debts, income, employment, cash available for down payment, among other things. It's quick and basic; and we keep the paperwork light.
One on one
While you are able to try our mortgage calculators on this site, it is a good idea to sit down and talk with us. For one thing, you will want a Pre-Qualification Letter! For another thing, we could locate a different mortgage program that is a better fit for you. Contact us at (303) 228-2254 to get started.
Have questions about pre-qualifying? Call us at (303) 228-2254. We answer pre-qualification questions every day.