Why Pre-Qualification is Important

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Even if you haven't so much as narrowed down homes to visit yet, it's important to visit with your mortgage professional early. Why? It may be hard to fathom the ways in which we can help even before you begin to calculate your offer.

We Will Help You Pre-Qualify

We can help you see how much of a mortgage you can afford, and how much money you can borrow, by walking you through the pre-qualification process. The process outlines your finances - your debts, income, career, and cash available for down payment, among other things. It's short and basic; We take pride in keeping the paperwork light.

We will give you a Pre-Qualification Letter after you qualify, which states that we are confident you'll qualify for up to a predetermined amount of mortgage dollars.

Pre-Qualification Power

Several beneifits open to you when you find your dream house, and have pre-qualification power. First, it lets you know how much you can offer. Of greater importance to the seller, your pre-qualification is like your having walked into their house with a bag full of cash to make the deal! They need not be concerned that they're wasting their time if you can't have the ability to qualify for a big enough mortgage loan. The seller of the home won't worry if he can trust you to qualify for your mortgage in the amount you'll need.Your qualifying for the necessary loan amount won't be something for them to be concerned about. You have the capability to back up your offer.

We help with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can afford, and the loan amount you will qualify for. We can do this by reviewing your income and debts, your work and residence situations, the funds available for a down payment, required reserves, and other considerations. It is a short, thorough process with minimal risks for papercuts.

One on one

While you are encouraged to benefit from our mortgage calculators on our site, it will be a good idea to meet with us. For one thing, you will want a Pre-Qualification Letter! Then, we'll make sure we have selected the right mortgage program for you. Let us help you get started: Contact us at 3032282254.

Have questions about pre-qualifying? Call us at 3032282254. It's our job to answer pre-qualification questions, so we're happy to help!

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Firelight Mortgage Consultants

Company NMLS#: 381658

7887 East Belleview Ave Ste 1100
Englewood, CO 80111