Why it's Important to Pre-Qualify
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It's important to consult your mortgage professional as soon as possible — even before you've begun narrowing down neighborhoods. Why? When you don't know yet how much house you want to qualify for, how could we help?
We Will Help You Pre-Qualify
We can help you find out how much of a loan you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. The process outlines your finances - your debt, income, employment, and down payment money, among other things. It's short and basic; We take pride in keeping the paperwork light.
We will award you a Pre-Qualification Letter if you qualify, which documents that we're confident you will qualify for a specific amount of mortgage loan dollars.
A number of beneifits open to you once you've found your new house, and have achieved pre-qualification. First of all, you have some concrete numbers in mind, as the amount you can borrow.
Your pre-qualification also will make your offer look even better to the home seller, like you were bringing them a big box of cash! They won't have to wonder if that they're wasting their time if you will not have the ability to qualify for a high enough mortgage loan. The seller won't be concerned that he won't be able to trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. You can have the clout of a buyer ready to make the purchase right now!
We help with your pre-qualification
We will help you find out the loan amount you can qualify for and the mortgage payment amount you can afford by getting you pre-qualified. In the process, we look at your borrowing capacity - looking at your job, available money for down payment, existing debt, income, and other circumstances. It's a quick, thorough process with minimal risks for papercuts.
Face to Face
While you are able to try our tools to calculate mortgage variables on this site, it will be a good idea to sit down and talk with one of our mortgage professional team members. We can work toward your pre-qualification letter. Next, we can review your mortgage program choices and be sure you have chosen the best one. Let us help you get started: Contact us at (303) 228-2254.
Have questions about pre-qualifying? Call us at (303) 228-2254. It's our job to answer pre-qualification questions, so we're happy to help!