Why Pre-Qualification is Important

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Even if you have not so much as researched homes to view yet, it's advantageous to visit with your mortgage pro first. What for? How can we help if you haven't made an offer, and don't yet know the amount you need to borrow?

We Can Help You Pre-Qualify

We can help determine how much of a mortgage loan you can afford, and how much money you will be able to borrow, by taking you through the pre-qualification process. During this process, we look at your borrowing capacity - analyzing your employment, money available for down payment, debts, income, and other circumstances. It's short and to the point; We take pride in keeping the paperwork to a minimum.

Once you are determined to be eligible, we will prove our confidence in your ability to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also called a "pre-qual").

Power in the Pre-Qual

Armed with your pre-qualification letter, a number of advantages are yours when you find the home you want to put together an offer on. The first is that you will know the amount you'll be able to afford when putting together the offer. Having pre-qualification also will make your offer look even better to the home seller, like you were bringing them a bag full of cash! They need not be concerned that they are wasting their time if you will not be able to qualify for a high enough mortgage. The seller of the home won't wonder if he can trust you to qualify for your loan.Your qualifying for your needed mortgage loan amount won't cause them concern. They have a virtual guarantee that they can trust your buying power.

We will help you with your pre-qualification

When we pre-qualify you, we help you determine the amount you can afford in mortgage payments you can afford, and the loan amount you can qualify for. The process leads you through your financial situation - your debts, income, employment, down payment money, among other things. It is a quick, thorough process with minimal risks for papercuts.

One-on-One

It's important to sit down and talk with us, even though you are free to also use the helpful mortgage loan calculators on our site. That way, we will help you get your pre-qualification letter. Then, we'll make sure we have the right mortgage program for your situation. We are eager to meet with you: call us at 7209331025.

Have questions about pre-qualifying? Call us at 7209331025. We answer pre-qualification questions every day.