Why Pre-Qualify?

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Even if you haven't narrowed down houses to visit yet, it can be important to visit with your mortgage pro early. What for? If you don't know yet how much house you want to qualify for, what could we do for you?

Pre-Qualify

We will help you calculate how much of a loan you can qualify for and the monthly payment amount you are able to afford by getting you pre-qualified. The process walks you through your finances - your debts, income, employment, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork to a minimum.

At the point you are determined to be eligible, we will prove our confidence in your potential to qualify for a mortgage by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

After you locate the house that is ideal for you, and you decide to put together an offer, being pre-qualified for a loan will do a number of things. First of all, you have some concrete numbers in mind, as the amount you will qualify for on your loan. More important to the seller, your pre-qualification is like your having entered their front door with a bag full of money to purchase the home! They will not need to worry that that they're wasting their time if you don't be able to qualify for a big enough mortgage loan. The seller won't be concerned that he can't trust you to qualify for your mortgage in the amount you'll need.Your qualifying for your needed mortgage loan amount will not be something for them to lose sleep over. You have the capability to back your offer up.

We will help you pre-qualify

We will help determine how much of a mortgage you can afford, and how much money you can borrow, by taking you through pre-qualifying. We can accomplish this by analyzing your debts and income, your employment and residence situations, your available funds for down payment, required reserves, and some other things. It's a short, thorough process with minimal risks for papercuts.

One-on-One

You can certainly use the calculators on our website to get an idea of how much mortgage you can afford - but it's also important to meet with us. For one thing, you'll want a Pre-Qualification Letter! Next, we can study your mortgage program options to make sure you are in the best one. Let us help you get started: Contact us at 3032282254.

Have questions about pre-qualifying? Call us at 3032282254. We answer pre-qualification questions every day.