Why Pre-Qualification is Important

Are you looking for a mortgage loan? We can help! Call us at 3032282254. Want to get started? Apply Here.

It is helpful to see a mortgage professional early, even if you haven't settled on what type of home to look for. Why? What can we do for you if you have not negotiated a price, and don't yet know how much you need to borrow?

We Can Help You Pre-Qualify

We will help you find out the loan amount you can qualify for and the monthly mortgage payment amount you can afford by getting you pre-qualified. This process outlines your financial situation - your debt, income, career, and cash available for down payment, among other things. It's quick and basic; We take pride in keeping the paperwork light.

At the point you are considered eligible, we document our confidence in your ability to qualify for a mortgage loan by giving you a Pre-Qualification Letter (also known as a "pre-qual").

Buying Clout

Some advantages open to you when you find your new house, and have pre-qualification power. First of all, you have some general numbers in mind, as the total you will be able to borrow. More important to the current home owner, your being pre-qualified is like your having walked into their house with a bag full of cash to purchase their house! They will not have to wonder if that they have been wasting their time if you can't have the ability to qualify for a big enough mortgage. The seller won't be concerned that he can't count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed mortgage loan amount won't be something for them to lose sleep over. You will have the clout of a buyer ready to make the purchase right now!

We help with your pre-qualification

Our mortgage professionals will help you find out how much of a loan you can qualify for and the monthly mortgage payment amount you can afford by helping you pre-qualify. In the process, we explore your borrowing capacity - looking at your job, available money for down payment, debts, income, and other areas. It's short and to the point; and we take pride in keeping the paperwork to a minimum.


It is important to sit down and talk with us, even though you are free to also use the helpful mortgage loan calculator tools on this site. For one thing, you'll need a Pre-Qualification Letter! Then, we can make sure we have found the ideal mortgage loan program for your situation. Let us get you started: Contact us at 3032282254.

Have questions about pre-qualifying? Call us at 3032282254. It's our job to answer pre-qualification questions, so we're happy to help!

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Firelight Mortgage Consultants

Company NMLS#: 381658

7887 East Belleview Ave Ste 1100
Englewood, CO 80111